We are here to make your life a little bit easier, with smooth and simple financing options that will save you money.
our full-service mortgage brokerage firm specializing in providing mortgage solutions for self-employed individuals across Ontario. At our firm, we understand that being self-employed comes with unique financial challenges, and we're here to help you overcome them.
There are several requirements that first-time homebuyers in Ontario must meet in order to be eligible for certain benefits and incentives.......
Building or construction loans are types of financing that are specifically designed to help individuals or businesses fund the construction.....
A line of credit mortgage, also known as a home equity line of credit (HELOC), is a type of loan that allows homeowners....
Our team of experienced mortgage experts is committed to helping business-for-self clients find the best possible mortgage solutions to meet their unique needs. We work with a network of lenders across Ontario to find competitive rates and terms for our clients, and we always strive to provide unbiased advice to help you make informed decisions about your mortgage.
Whether you're looking to buy your first home, refinance your existing mortgage, or access equity in your home, we can help. We offer a range of mortgage services, including purchases, refinances, lines of credit, and construction loans
Our team understands that buying a home can be a stressful and overwhelming process, which is why we take the time to get to know our clients, listen to their concerns, and guide them through every step of the mortgage process. We're committed to providing personalized attention and exceptional service to help you achieve your real estate goals.
Pay Your Bills on Time: Late payments can have a significant negative impact on your credit score. Make sure to pay your bills on time, including credit card payments, loan payments, and utility bills.
Reduce Your Credit Utilization: Your credit utilization is the amount of credit you are using compared to your credit limit. A high credit utilization ratio can negatively impact your credit score. Try to keep your credit utilization below 30% of your available credit limit.
Check Your Credit Report for Errors: Errors on your credit report can negatively impact your credit score. Check your credit report regularly and dispute any errors that you find.
Avoid Opening Too Many New Accounts: Opening too many new credit accounts in a short period of time can negatively impact your credit score. Limit new credit applications to only what is necessary.
Keep Old Credit Accounts Open: The length of your credit history is a factor in your credit score. Keeping old credit accounts open, even if they have a zero balance, can help boost your credit score.
Consider a Secured Credit Card: If you are having trouble getting approved for a traditional credit card, consider a secured credit card. These cards require a security deposit but can help you build or rebuild your credit score.
Work with a Credit Counselor: If you are struggling to manage your debt or improve your credit score, consider working with a credit counselor. They can provide guidance and support to help you achieve your financial goals.
Welcome to Castle Mortgages, our full-service mortgage brokerage firm specializing in providing mortgage solutions for self-employed individuals across Ontario. At our firm, we understand that being self-employed comes with unique financial challenges, and we’re here to help you overcome them.
